Account Balances and Retirement Forecasts
ReadySave brings a workplace retirement account into a compact mobile workflow. Participants can sign in, review current balances and recent transactions, and check a projected monthly retirement income figure without switching to a desktop account page. That makes a quick check useful after a paycheck, contribution change, or planning conversation.
The My Forecast experience adds context by turning savings, retirement-income, and asset-accumulation goals into a forward-looking view. Participants can use the projection to understand how their plan is moving toward a chosen target and return to it when priorities change. The app is useful for employees who want a clear progress snapshot before making a contribution or investment decision.
Investment Tracking and Personal Returns
Investment information is organized for everyday review rather than occasional paperwork. Participants can follow their plan investments, compare personal rate of return over time, and use transaction history to understand how account activity changes the balance. The combination gives a saver a simple way to connect market movement with the account’s own results.
Users who regularly revisit their retirement choices can use the app as a progress check between formal statements. The goal is not to turn a phone into a trading terminal; it is to keep plan information, performance context, and recent activity close at hand. This makes ReadySave a practical companion for employees who want to stay aware of long-term progress without opening a full browser session.
Savings Rate Guidance and Everyday Plan Choices
ReadySave connects account information with the saving decision that employees can control most directly: their savings rate. Personalized guidance helps participants consider an adjustment in the context of their own plan, instead of treating contribution changes as a one-size-fits-all recommendation. The result is a more deliberate way to check whether current saving habits still match a changing goal.
Behavioral prompts and situational guidance are designed to show the long-term effect of increasing or decreasing the rate. When an employee is reviewing a budget, changing a job, or revisiting a retirement target, the app can serve as a concise decision aid. Plan availability matters, so actions shown in the account can vary by employer arrangement and participant eligibility.
Beneficiaries, Loans, and Secure Sign-In
Beneficiary tools extend ReadySave beyond balances and investments. Where a retirement plan permits it, participants can view existing beneficiaries and add or update their designations from the mobile experience. Loan tools similarly let eligible users view current retirement loans, model a new loan, and apply in the app when those options are enabled for the plan.
Returning users can use the account’s existing username and password, then choose face recognition, fingerprint recognition, or a passcode for secure access where supported. A sign-in help panel provides separate paths for recovering a username or password, while first-time users receive setup guidance. These controls suit participants managing personal retirement information on a phone.
