Workplace Accounts at a Glance
NetBenefits brings employer-sponsored accounts into a mobile dashboard where eligible users can review retirement savings and other workplace benefits. Account balances, investments, recent contributions, and performance information are organized for quick check-ins, helping employees understand how their plans are changing without waiting until they are back at a computer.
The app can also surface connected benefits and accounts, including HSA balances, 529 plans, brokerage accounts, payroll statements, and employer plan details when those services are available. This consolidated view is especially useful for people who want a regular snapshot of their benefits and savings before making a contribution or investment decision.
Contributions, Investments, and Documents
Eligible participants can use NetBenefits to handle recurring plan tasks instead of treating the app as a read-only balance viewer. Depending on the employer plan, users may change contribution rates, adjust investments across 401(k), 403(b), or HSA accounts, and review the information needed before confirming an account action.
Document tools support practical workflows such as sending forms or photographing rollover checks with the phone camera. Recent payroll statements and plan documents can also be easier to reach from the same benefits hub. These features help users complete time-sensitive workplace account tasks while keeping the related balances, contributions, and supporting records close together.
Health Benefits and Stock Plan Actions
NetBenefits extends beyond retirement balances for users whose employers provide additional Fidelity-administered benefits. HSA participants can review expenses and investments, while eligible health-plan members may find coverage details such as covered people, provider phone numbers, group information, and annual enrollment options inside their account experience.
Employees with stock plans can use the app for actions such as reviewing awards, accepting eligible grants, or exercising options when their plan supports those steps. Because available tools depend on the employer and account type, each user may see a different mix of health, stock, and savings features after login. The result is a personalized workplace-benefits workspace rather than a general retail investing app.
Planning Tools, Learning, and Reminders
Planning features help users connect today’s account activity with longer-term financial goals. The Fidelity Retirement Score can estimate retirement readiness, while Financial Wellness next steps provide structured actions that users can consider as their savings, contribution choices, and personal circumstances change over time.
The app also brings together educational articles, videos, podcasts, and interactive tools for users who want context before making a benefits decision. Account reminders can highlight timely actions, transactions, or security events, reducing the chance that an important workplace task is overlooked. This combination suits employees who prefer short mobile check-ins but still want guidance and a clear path to deeper account management.
