Version 26.07.31.0
- Uploaded on
- Aug 29, 2026
- File
- 197.07 MB · XAPK
- Android
- Android 7.0+
- Status
- Archived build
This is an older build. Compare package identity, checksum, and scan notes before installing. Review file checks
Old vs latest
Current latest: PhonePe 26.07.31.0
Archived editorial snapshot
PhonePe 26.07.31.0 is an India-focused payments hub for moving money with UPI, scanning merchant QR codes, and handling recurring household charges from one account. It also brings recharges, bill reminders, insurance, investment products, digital gold, travel, and merchant services into categorized entry points, helping users shift between a quick payment and a broader financial task without changing apps. The launch path begins at a mobile-number account screen, and the Help area provides registration, login, language, and access guidance. This XAPK targets Android 7.0 or newer (min SDK 24); UPI and account services require a supported mobile number and registration, while provider, bank, region, and network conditions can affect availability.
PhonePe brings UPI transfers and merchant QR payments together, so users can send funds to a mobile number, UPI ID, or linked bank account. Balance and passbook views help keep everyday transactions easier to review.
Mobile, DTH, FASTag, utility, and credit-card payments sit alongside reminders and provider categories. This makes recurring household tasks easier to revisit, while Switch can connect users with participating services from the same platform.
The account can open paths for insurance, mutual-fund SIPs, digital gold and silver, credit products, and travel or commute bookings. Each service keeps its own eligibility and terms, but the shared workspace reduces the need to juggle separate apps.
Version evidence
Review package identity, VirusTotal signals, install notes, and SHA-256 for version 26.07.31.0.
Package
com.phonepe.app
VirusTotal
0 / 75 flagged
Install test
Installed & launched
SHA-256
73228085257e74f92db9fe61100a46bbf6547db1c9497907c648cf97a9f1a29c
Recorded device
Android device · Launch passed; phone-number account entry shown
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